Last Updated: July 9, 2026
Overview
Welcome to Roth IRA Guides. These Terms of Service ("Terms") govern your access to and use of RothIRAGuides.com, including our website, digital products, content, features, and services (collectively, the "Services").
Roth IRA Guides operates this website using Shopify's ecommerce platform. By accessing our website, purchasing our products, or using our Services, you agree to be bound by these Terms and our Privacy Policy.
If you do not agree with these Terms, please do not access or use our Services.
1. Eligibility and Account Information
By using our Services, you represent that you are at least the age of majority in your state or province of residence or have received permission from a parent or legal guardian.
You agree to provide accurate, current, and complete information when making purchases or communicating with us.
You are responsible for maintaining the security of your account information and for all activity associated with your account.
2. Digital Products
All products offered by Roth IRA Guides are digital educational products delivered electronically.
Upon purchase, you receive a limited, personal, non-exclusive, non-transferable, and revocable license to access and use the purchased materials for your own personal, non-commercial purposes.
Purchasing a product does not transfer ownership of the intellectual property contained within the product.
3. License Restrictions and Copyright
All content provided by Roth IRA Guides, including PDFs, written materials, graphics, designs, trademarks, logos, and educational resources, is protected by copyright and intellectual property laws.
You may not:
- Share purchased guides with others.
- Upload purchased materials to websites, file-sharing platforms, forums, or public storage locations.
- Resell, sublicense, or distribute any purchased materials.
- Copy, reproduce, modify, or create derivative works for commercial purposes.
- Use our materials to create competing products or services.
- Remove copyright notices or ownership information.
Your license may be terminated immediately if you violate these restrictions and legal action will be pursued.
4. Orders and Payments
When you place an order, you agree that all information provided is accurate and that you are authorized to use the payment method submitted.
We reserve the right to refuse or cancel any order at our discretion.
All purchases are subject to our Refund Policy.
5. Refund Policy
Our refund practices are governed by our Refund Policy, which is incorporated into these Terms.
Because our products are digital downloads, refunds may require deletion and termination of your license to use refunded materials.
6. Financial and Tax Disclaimer
The information provided on RothIRAGuides.com and within our digital guides is intended solely for educational and informational purposes.
Roth IRA Guides is not a law firm, accounting firm, registered investment adviser, broker-dealer, or financial planning firm.
Nothing contained on this website or within our products constitutes legal, tax, accounting, investment, or financial advice. No professional, fiduciary, advisory, or client relationship is created through your purchase or use of our materials.
Tax laws, IRS guidance, contribution limits, brokerage procedures, and financial regulations may change over time. While we strive to provide accurate and current information, we do not guarantee that all information remains accurate, complete, or applicable to your individual circumstances.
Before making financial, tax, or investment decisions, you should consult qualified professionals who can evaluate your specific situation.
You are solely responsible for decisions made based on information provided through RothIRAGuides.com.
Roth IRA Guides is an independent educational publisher and is not affiliated with, endorsed by, or sponsored by the Internal Revenue Service (IRS), any brokerage firm, or any government agency.
7. Third-Party Services and Links
Our Services may contain links to third-party websites, tools, or services.
We are not responsible for the accuracy, security, availability, or practices of third-party websites or services. Your use of third-party services is subject to their own terms and policies.
8. Feedback and Reviews
If you submit reviews, comments, suggestions, testimonials, or other feedback, you grant Roth IRA Guides a worldwide, royalty-free license to use, reproduce, modify, publish, and display that feedback for business, marketing, and promotional purposes.
You represent that your submitted feedback does not violate the rights of any third party.
9. Disclaimer of Warranties
Our Services and products are provided on an "as is" and "as available" basis.
We do not guarantee that our website, products, or information will be uninterrupted, error-free, complete, or suitable for every individual.
10. Limitation of Liability
To the fullest extent permitted by law, Roth IRA Guides and its owners, affiliates, partners, employees, contractors, and service providers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our Services or products.
Our total liability shall not exceed the amount paid by you for the product giving rise to the claim.
11. Indemnification
You agree to indemnify and hold harmless Roth IRA Guides, Shopify, and their affiliates, partners, officers, employees, contractors, and service providers from claims, damages, liabilities, and expenses arising from your violation of these Terms, misuse of our Services, or violation of applicable laws or third-party rights.
12. Shopify Relationship
Roth IRA Guides uses Shopify to provide ecommerce functionality.
However, purchases made through our website are transactions directly between you and Roth IRA Guides. Shopify is not responsible for any products purchased from our store or disputes arising from transactions between you and Roth IRA Guides.
13. Governing Law
These Terms shall be governed by the laws of the State of Florida.
14. Changes to These Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date.
Your continued use of our Services after changes are posted constitutes acceptance of the updated Terms.
Contact
Questions regarding these Terms may be directed to:
Email: hello@rothiraguides.com